Overview
Terry O'Neil serves as Chief Commercial Officer at Pagaya [1]. Pagaya is a financial technology company operating in the lending and credit space. In this role, O'Neil is responsible for commercial strategy and business development functions at the organization [1].
Profile introduction
Success-Driven C-Level Payments Executive: Results oriented leader across consumer payments with an emphasis on product management, marketing and relationship management. “Intra-preneur” with a proven track record driving transformation in large-scale matrix organizations. Functional Expertise: General Management with successful track record building and managing multi-billion dollar businesses and delivering innovative solutions. Consumer strategy, general management, consumer marketing, payments, product innovation, high profile strategic partnerships and multi-billion dollar P&L manageme…
Career history
- Chief Commercial OfficerMay 2026 to presentPagaya
- Managing Director - Head of Embedded Payments and Strategic Fintech PartnershipsMar 2024 to May 2026Citi
- Managing Director - Head of Embedded Payments and Strategic GrowthJan 2022 to Mar 2024Citi
- Managing Director & Chief Marketing Officer Citi Retail ServicesJul 2020 to Jan 2022Citi
- Managing Director, Head of Cobrand Portfolio, Product Marketing and AnalyticsApr 2017 to Jul 2020Citi
- Managing Director, Head of Co-Brand Products and Strategic MarketingSep 2014 to Apr 2017Citi
- Managing Director, Head of Healthcare PaymentsApr 2013 to Sep 2014Citi
- Managing Director, N.A. Cards. Head of Branded Cards PortfolioOct 2009 to May 2013Citi
Education
B.B.A, Commercial Banking and FinanceHofstra University
- Notre Dame High SchoolWest Haven, CT
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