Overview
Ralph L. Leung serves as Chief Operating Officer and Chief Commercial Officer at Pagaya (NASDAQ: PGY)[1][3], an AI-financial network serving large banks, fintechs, auto and BNPL lenders. Leung operates at the intersection of AI, capital markets, and financial platforms, with experience building and scaling tech businesses from late growth stage to public company enterprise[2]. Prior to joining Pagaya in August 2024[3], Leung held the position of Chief Financial Officer at Achieve from 2021 to 2024[6] and served as Chief Financial Officer of Fivestars from 2019 to 2021, before the company's acquisition by SumUp[10]. Leung also maintains positions as an investor and limited partner at FOG Ventures and Operator Stack Fund, both since 2021[4][5]. Leung holds a Master of Business Administration from Cornell Johnson Graduate School of Management (2004–2006)[11] and a Bachelor of Commerce in Accounting and Finance from UBC Sauder School of Business (1995–1999)[12].
Profile introduction
Operator at the intersection of AI, capital markets, and financial platforms/networks. Build and scale tech businesses from late growth stage to public company enterprise. Currently Chief Operating and Commercial Officer at Pagaya (NASDAQ: PGY), an AI-financial network serving large banks, fintechs, auto and BNPL lenders. Accountable for our $11Bn+ lending business and $1.3Bn+ revenue P&L, end-to-end commercial efforts and growth across 3 verticals - personal loans, auto, and POS/BNPL. Based in Silicon Valley. Previously 4x strategic CFO++ for venture capital & private equity-backed compani…
Career history
- Chief Operating Officer and Chief Commercial OfficerAug 2024 to presentPagaya
- Investor and Limited Partner2021 to presentFOG Ventures
- Investor and Limited Partner2021 to presentOperator Stack Fund
- Chief Financial Officer2021 to 2024Achieve
- Chief Investment Officer - Freedom Financial Asset Management / Freedom Credit Consumer Fund2021 to 2024Achieve
- Senior Advisor, Fivestars2021 to 2022SumUp
- Chief Financial Officer, Fivestars2021 to 2021SumUp
- Chief Financial Officer (Acquired by SumUp)2019 to 2021Fivestars
Education
Master of Business Administration (M.B.A.)2004 - 2006Cornell Johnson Graduate School of Management
Bachelor of Commerce (B.Com.), Accounting and Finance1995 - 1999UBC Sauder School of Business
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