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Rabih Ramadi

Rabih Ramadi is a New York-based technology executive known as the co-founder and chief executive of Avantos, an AI operating system built for client management in financial services, covering the full lifecycle from onboarding through ongoing servicing [1][2][3]. He holds engineering degrees from the American University of Beirut and Cornell University, along with an MBA from the Wharton School, and began his career in consulting, leading capital markets work for Goldman Sachs as a senior partner at KPMG before moving into financial technology [2]. From 2018 to 2024 he was a founding team member of Unqork, a no-code enterprise software startup, where he served as chief revenue officer and head of industry solutions [1][2][9].

Ramadi co-founded Avantos in 2024 to address what he describes as a structural flaw in wealth management technology: institutions have historically organized their systems around products rather than around clients, launching new investment, insurance, or banking products before considering how they map to an individual client relationship [5]. He argues this product-first approach, combined with fragmented technology stacks spanning different custodians and product codes, has made it technically difficult for firms to achieve the single client view they have long aspired to [5]. Rather than replacing existing systems, Avantos is designed to unify and contextualize the data already held across a firm's tech stack to enable AI-driven client servicing, a category he refers to as client lifecycle management [5]. The company's first client, Mercer Advisor, signed on before Avantos was formally founded, and the platform was built in partnership with that firm before Ramadi and his co-founder raised outside funding [5].

Discussing results, Ramadi has cited early performance figures from deployments, describing advisor productivity gains in client coverage of roughly 30 to 40 percent and operational efficiency improvements of about 50 percent, while cautioning that data on client retention and upsell impact remains too preliminary to quantify [5]. He has said Avantos is initially targeting large, complex institutions such as Guardian Life, SEI, Vanguard, and Mercer, with plans to extend into the mid-market through partnerships and to expand internationally into London and Canada [5][10].

On the subject of artificial intelligence and software engineering more broadly, Ramadi has argued that AI tools should make engineers more productive rather than replace them, contrasting the slow, sprint-based release cycles of large engineering teams with his own early experience building and shipping features solo over a weekend [4]. He has said that strong engineers already incorporate AI into their daily work, and that candidates who do not use AI during Avantos's own interview process are viewed as a warning sign [4].

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Rabih Ramadi argues that AI should make engineers dramatically more productive rather than replace them, and he holds up his own early solo-coding days, when he could build and ship a feature over a weekend, as the standard he wants AI-augmented teams to reach again [1]. He sees the current pattern of planning, sprints, and releases as a drag on speed, and imagines a future where a customer request on a call could be built the next day [1]. He treats AI fluency as a hiring signal, saying that engineers who do not already use AI in their work are a red flag, since the best engineers leverage existing tools instead of reinventing them [1].

On the industry side, Ramadi argues that wealth management and financial services have historically been built around products rather than clients, so firms lack a holistic view of who the client is and what they need [2]. He says the barrier to client-centricity was never conceptual but technical, caused by fragmented tech stacks and custodians, and that the fix is not replacing every system but unifying and contextualizing existing data to enable real AI-driven client servicing across onboarding, servicing, and upselling [2].

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