Overview
Helly Shah is Co-Founder & CTO at Ralo[1], a company focused on modernizing the home loan process[2]. Shah previously worked as a Software Engineer at Google from February 2022 to March 2025, where Shah contributed to consumer products at Google Maps[2]. Before that, Shah was an Analyst at Goldman Sachs from August 2020 to February 2022, working as an interest-rate quant[2]. Shah holds a Bachelor's degree in Computer Science from the University of Washington[12] and completed a program at Y Combinator in 2025[11]. Shah is a licensed mortgage professional with NMLS number 2695701[2] and brings both technical experience and family background in real estate to the role[2].
Profile introduction
I spend my time turning a famously frustrating process, getting a home loan, into something that feels closer to modern software. Co-founder and CTO at Ralo. Previously: consumer products at Google Maps, interest-rate quant at Goldman Sachs. Licensed mortgage professional and second-generation real estate, which means I have both the technical receipts and a lifetime of dinner-table opinions about why this industry is broken. NMLS: #2695701
Career history
- Co-Founder & CTOApr 2025 to presentRalo
- Software EngineerFeb 2022 to Mar 2025Google
- AnalystAug 2020 to Feb 2022Goldman Sachs
- Writing ConsultantAug 2017 to Jun 2020University of Washington
- Staffing RecruiterApr 2018 to Mar 2019University of Washington
- Data AnalystMay 2018 to Jul 2018University of Washington
- Summer AnalystJun 2019 to Aug 2019Goldman Sachs
- Software Engineer InternJun 2018 to Sep 2018Microsoft
Education
Y CombinatorApr 2025 - Jun 2025
Bachelor's degree, Computer Science2016 - 2020University of Washington
Engineering in Japan: Exploring in the Heart of High-tech2017 - 2017Tohoku University
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