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Balasubramanian Panchanadeswaran

Chief Operating Officer at Pagaya

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Overview

Balasubramanian Panchanadeswaran serves as Chief Operating Officer at Pagaya [1][3]. Panchanadeswaran is a financial executive with experience in finance, risk and business management across retail financial services [2]. Prior to the current role, Panchanadeswaran held positions at Pagaya as Head of Monetization and Head of Commercial Operations and Strategy [4][5]. Earlier career positions include Chief Financial Officer at Caliber Home Loans, Inc. and NewRez LLC [6], Chief of Staff to CEO and President at Caliber Home Loans [7], CFO of Consumer and Business Banking at Santander Bank [8], CFO of Commercial Banking at Santander USA [9], and Vice President of Business Planning and Operations at Visa [10]. Panchanadeswaran holds an MBA in Finance and Marketing Management from Indian Institute of Management Ahmedabad [11] and professional accounting credentials from the Institute of Cost Accountants of India and The Institute of Chartered Accountants of India [12][13].

Profile introduction
Source excerptLinkedIn [2]

Financial Executive with broad experience in Finance, Risk and Business Management across the globe. Significant experience in Retail Financial Services Industry.

Career history

  1. Chief Operating OfficerMar 2026 to presentPagaya
  2. Head of MonetizationNov 2023 to Apr 2026Pagaya
  3. Head of Commercial Operations and StrategyNov 2023 to Mar 2025Pagaya
  4. Chief Financial OfficerAug 2021 to Feb 2022Caliber Home Loans, Inc. & NewRez LLC
  5. Chief of Staff to CEO & PresidentFeb 2020 to Aug 2021Caliber Home Loans, Inc.
  6. CFO- Consumer and Business BankingJul 2017 to Jan 2020Santander Bank, N.A.
  7. CFO - Commercial BankingOct 2015 to Nov 2017Santander USA
  8. VP Business Planning & OperationsJul 2014 to Oct 2015Visa

Education

  1. MBA, Finance and Marketing Management1983 - 1985Indian Institute of Management Ahmedabad
  2. Associate Member, Management Accounting1979 - 1983Institute of Cost Accountants of India
  3. TIAssociate Member, Accounting1979 - 1983The Institute of Chartered Accountants of India

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