Swadesh is a financial services company that provides immigrants with free US bank accounts, credit cards, and SIM cards[1]. Founded in 2018, the company operates from offices in New York City, NY, USA and New Delhi, DL, India[2]. Swadesh participated in Y Combinator's Summer 2019 batch[3] and maintains a team of 10 people[4]. The company offers FDIC-insured checking accounts, credit cards without interest rates or collateral requirements, and discounted AT&T SIM plans to help new expats establish financial identity in the United States[5]. Swadesh's service offerings include banking, credit building, communication, remittance services, and additional services such as insurance and housing[5]. The company initially targets Indian expats migrating to the United States, a population numbering over 150,000 annually[5].
About
- We offer a free US FDIC Insured Checking account, Free Credit Card (no interest rate, collateral, fees), Free AT&T SIM Card shipped to home with 40%+ cheaper plans than retail, and save thousands of dollars in remittances to our customers - all by opening a free Swadesh Account. We enable new to America expats become "American" in the eyes of the US Financial system. We're starting by serving the 150,000+ Indian expats migrating to the US each year. We have a comprehensive solution that covers banking, credit building, communication, remittance, as well as value-add services such as insurance, housing etc. along with all the standard bells and whistles of neobanks. [5]
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