Fernstone is an AI-native insurance brokerage [1] based in New York City, NY, USA [2]. The company was founded in 2025 and participated in Y Combinator's Fall 2025 batch [3]. Fernstone operates with a team of 2 [4]. According to the company's description, Fernstone combines AI with licensed brokers to obtain complex insurance faster and at better terms [5]. The company manages risk for over 300 businesses in construction, security, and the trades [5].
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- Fernstone is an AI-native insurance brokerage: we combine AI with licensed brokers to obtain complex insurance faster, and at better terms. Today, we manage risk for 300+ businesses in construction, security, and the trades. [5]
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