Balance

Overview

Balance is an AI-native B2B payments and trade-credit platform that automates net terms, invoicing, and risk decisions for merchants [1]. Headquartered at 900 Broadway, Office 706, New York, NY 10003 [2], the company provides financial infrastructure for B2B commerce, offering real-time credit intelligence, embedded financing, and transaction automation [3]. Balance's product suite includes Pay-By-Invoice, B2B BNPL, Order-To-Cash, Invoicing, Collections, Cash Application, and B2B Payments [4]. The company counts GE, Instacart, Upwork, Alibaba, Sony, Fiverr, Grubhub, B-Stock, FashionGo, US Electrical, Royal, Minoan, and Bay Supply among its customers [5]. Balance announced a partnership with Shopware to enable flexible B2B payments for merchants in North America [7] and was named to CNBC's World's Top Fintech Companies List for a second consecutive year [8]. The company operates as a global team across five countries [10] and launched an MCP Server enabling AI agents to analyze and manage B2B payments in real time [9].

Company website footer lists 900 Broadway, Office 706, New York, NY 10003 [2]

Balance's named products include Pay-By-Invoice, B2B BNPL, Order-To-Cash, Invoicing, Collections, Cash Application and B2B Payments. [4]

Balance lists its headquarters at 900 Broadway, Office 706, New York, NY 10003. [6]

Balance launched an MCP Server "Enabling AI Agents to Analyze and Manage B2B Payments in Real Time." [9]

Customers

Balance names GE, Instacart, Upwork, Alibaba, Sony, Fiverr, Grubhub, B-Stock, FashionGo, US Electrical, Royal, Minoan and Bay Supply among its customers. [5]

Partnerships

Balance announced a partnership with Shopware to enable flexible B2B payments for Shopware merchants in North America. [7]

Growth & traction

Balance was "Named to CNBC's World's Top Fintech Companies List for a Second Consecutive Year." [8]